All the answers to your questions about Penamo are here.
With the finance and accounting module, you can list all transactions in your current accounts, review balances and view total balances in your different accounts by date range.
You can list the check and bill transactions received or issued, and view their status and maturity dates.
You can list all your income on a single screen, classify your expenses by defining cost centers, categories and expense items, and view your total expenses.